A storm system is expected to move into Central Texas this weekend. Forecast models show a mix of high winds, hail potential, and snow across Austin, San Antonio, and the Hill Country. These conditions can strain exterior systems and create costly repairs for homeowners who are not prepared.
If you need an inspection before or after the storms, JP Exteriors serves Austin, San Antonio, and the surrounding region.
Pre-Storm Checklist for Home Exteriors
Let’s break it down. A short inspection before the system arrives helps reduce the risk of leaks or damage.
Roofing
• Look for missing shingles
• Check ridge caps for cracks
• Inspect valleys and penetrations for soft spots
Gutters
• Clear leaves and debris
• Confirm downspouts direct water away from the foundation
• Check for loose sections
Siding
• Look for gaps or unsealed joints where moisture can enter
• Fiber cement siding such as James Hardie performs well against hail and wet weather compared to wood
Windows and Doors
• Check weatherstripping
• Inspect caulking around trim and frames
• Andersen windows hold up well against heat expansion and storms when installed correctly
Outdoor Structures
• Secure patio furniture, umbrellas, and grills
• Tighten hardware on pergolas and covers
• Bring lightweight items indoors
Wind and Hail Risks in Austin and San Antonio
Central Texas storms often produce wind gusts above 60 mph and hail up to one inch or more. These conditions can affect roofing, siding, windows, and gutters.
Roofing Impact
• Architectural shingles from GAF and Owens Corning handle impact better than older three-tab shingles
• High wind can lift shingles and expose decking
• Hail can remove granules and shorten lifespan
Window Impact
• Older aluminum windows fail more often due to thin framing and single-pane construction
• Modern double-pane windows handle temperature swings and impact better
Siding Impact
• James Hardie fiber cement handles hail impact better than vinyl or wood
• Wood siding absorbs moisture which can lead to swelling and paint failure
JP Exteriors handles both retail roofing and insurance roofing across Central Texas.
What to Do If Damage Happens
Storm damage does not always require a claim. Some repairs are retail and more efficient outside the insurance process.
When Claims Make Sense
• Large sections of roofing are missing
• Hail damage is visible on shingles, metal, or windows
• Adjuster will likely approve replacement
When to Wait
• Minor repairs or spot replacements
• Cosmetic scuffs without leaks
Documentation Steps
• Take photos
• Capture timestamps
• Save damaged shingles or screens when possible
ACV vs RCV
• ACV pays depreciated value
• RCV pays replacement value once work completes
Free site inspections help determine whether a claim is worth filing.
Post-Storm Inspection Checklist
Once conditions clear, walk the property and check:
• Ceilings and attic for moisture
• Fogging or broken window seals
• Gutter separations or crushed downspouts
• Siding cracks or paint delamination
• Roof granules in gutters or at downspout outlets
• Exterior caulking failures around openings
Early detection reduces interior damage and avoids secondary repairs.
Why Storm Prep Saves Money in Central Texas
Storm prep reduces water intrusion, extends roof and window lifespan, and lowers the chance of emergency claim filings. Homeowners save more by addressing issues before storms rather than after they create leaks.
Ready for a Free Inspection or Consultation
Contact JP Exteriors to schedule a free window consultation and learn which brand fits your budget, home style, and performance goals for Central Texas living.
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Referral Rewards and Financing Options
JP Exteriors helps Austin homeowners plan outdoor kitchens that fit their property and lifestyle.
• Flexible financing options are available for outdoor kitchens and backyard projects
• Referral rewards let homeowners earn incentives for recommending JP Exteriors to friends or neighbors
When you refer a friend or neighbor for siding, roofing, or window replacement, you can earn up to $250 through the JP Exteriors Referral Program.
Check out our recent blog: Andersen vs Pella vs Marvin: Which Window Brand Is Best for Texas Homes?
FAQ: Insurance and Claims
Does homeowners insurance cover hail damage in Texas?
Most homeowners insurance policies in Texas cover hail damage when it affects roofing, windows, or siding. Coverage varies by carrier and policy type, so review your deductible and exclusions.
Should I file a roof claim after hail?
File when damage is widespread, visible, or likely to shorten roof lifespan. A free inspection helps determine if the adjuster will approve replacement.
How big does hail need to be for a roof claim in Texas?
Hail around one inch can cause damage to asphalt shingles. Larger hail increases the likelihood of replacement. Age and material type also matter.
What is the difference between ACV and RCV?
ACV pays depreciated value. RCV pays replacement value after work is complete and paperwork is submitted.
How long do I have to file a claim in Texas?
Most policies give one year, but timelines vary by carrier. Some allow up to two years. Adjuster schedules may backlog during major storm events.
FAQ: Damage and Inspections
How do I know if hail damaged my roof?
Look for granules in gutters, chipped shingles, dented metal vents, or bruising on shingles. A professional inspection provides confirmation.
What does wind damage look like on shingles?
Wind damage often shows as lifted, creased, or missing shingles. Ridge caps and valleys are common weak points.
Can hail damage windows and siding?
Yes. Windows can crack or lose seals. Siding may chip, crack, or delaminate depending on the material.
Should I get an inspection before filing a claim?
Yes. Inspections help determine whether filing makes sense or if retail repairs are more efficient.
What does a storm inspection cost in Austin?
JP Exteriors offers free roofing and exterior inspections for Central Texas homeowners.
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